The Sandwich Generation

The Resonate Promise

We're more than just your financial advisors—we're your partners in building the life you envision. We get to know you and your family, understanding your unique needs and dreams. Our commitment is to walk this journey with you, offering clear, straightforward advice that you can rely on. We’re here for the long haul, adjusting our strategies as your life evolves to keep your financial plan on track. Our goal is to help you achieve your aspirations and pursue a bright future for your loved ones.

Meet the Taylor Family

At Resonate Wealth Partners, we understand that wealth management is about more than just finances—it's about impacting your family's future, values, and dreams.

Discover how our approach can make a difference, illustrated by the journey of Jessica Taylor, a dedicated professional balancing her career with caring for her children and aging parents.

Jessica Taylor (48): Senior executive in the pharmaceutical industry, balancing a busy career with raising two children and caring for her aging parents.
Michael Taylor (51): An accomplished architect and partner at a prestigious firm, focused on retirement planning, sustainable investing, and supporting community projects.
Olivia Taylor (24): Early career professional in biomedical engineering, evaluating her retirement plan options.
Ethan Taylor (17): High school junior, captain of the soccer team, and part-time barista, preparing for college and contributing to a Roth IRA.
Robert and Linda Taylor (70s): Jessica’s parents, requiring support for healthcare and long-term care planning.

A Personalized Wealth Management Journey

Initial Consultation and Onboarding

Comprehensive Discovery Meeting: Our dedicated advisor conducts an in-depth discovery meeting with Jessica and her family to understand their financial goals, values, and concerns. This includes:

For Jessica and Michael: Retirement planning, investment strategies, evaluating long-term care insurance options, and balancing current expenses with future goals.
For Olivia and Ethan: Education funding and career planning.
For Robert and Linda: Healthcare and long-term care planning, including evaluating annuity income decisions.

Seamless Transition: We foster a smooth onboarding process, integrating the family’s financial data into our systems securely and efficiently, minimizing disruption and facilitating a seamless transition.

Tailored Financial Planning

Advanced Financial Planning with eMoney Advisor®: Our team creates dynamic, interactive financial plans using eMoney Advisor®, tailored to each family member’s unique needs. Examples include:

For Jessica and Michael: Creating a retirement savings plan that projects future income needs and balances current spending with saving. Developing an investment strategy that aligns with their risk tolerance and time horizon. Evaluating long-term care insurance options to plan for their future healthcare needs.
For Olivia: Evaluating employer-sponsored retirement plan options, such as 401(k) and Roth 401(k), and developing a long-term savings strategy.
For Ethan: Setting up a Roth IRA funded by his part-time job, planning for future college expenses, and managing potential sports scholarships.
For Robert and Linda: Evaluating annuity income options to provide a steady income stream during retirement and planning for their potential healthcare needs.

Customized Reporting: The family receives detailed, easy-to-understand reports that provide clear insights into their financial health and progress towards their goals. These reports include:

Net worth statements: Summarizing the family's assets and liabilities.
Cash flow analysis: Tracking income and expenses to meet financial goals.
Retirement projections: Forecasting retirement savings and income to work toward a comfortable retirement.

Specialized Care and Support

Healthcare Costs and Long-Term Care Planning: We collaborate with experts to develop a plan to cover potential healthcare costs for Robert and Linda. This includes:

Funding for Assisted Living: Assessing financial options to fund potential assisted living or in-home care services costs.
Insurance Planning: Evaluating existing policies and reviewing potential insurance solutions for Robert and Linda.

Holistic Estate Planning

Our estate planning services are designed to plan for Jessica and Michael’s wealth to be preserved and transferred according to their wishes. We can provide access to well-regarded tax and estate attorneys who help establish:

Trusts: Revocable and irrevocable trusts to protect assets and minimize estate taxes.
Wills: Comprehensive wills designed for their wishes to be followed.
Power of Attorney: Durable powers of attorney for financial and healthcare decisions.

Investment Management

Sophisticated Portfolio Management with Black Diamond®: Our advisors use Black Diamond® to manage the family’s diverse portfolio, offering real-time data and performance reporting. This aims for growth and risk management for:

Jessica and Michael’s Retirement Funds: Creating a diversified investment portfolio that balances growth and income.
Olivia’s Retirement Savings: Evaluating employer-sponsored retirement plan options and developing a personalized investment strategy.
Ethan’s Roth IRA: Setting up a Roth IRA with contributions from his part-time job, focusing on long-term growth and tax-free withdrawals in the future.
Robert and Linda’s Healthcare Funds: Allocating assets to consider liquidity for unexpected healthcare expenses.

Regular Strategy Sessions: The Taylor family meets regularly with their advisor to review investment performance, adjust strategies as needed, and discuss any new financial goals or changes in their circumstances.

Tax Efficiency and Strategic Planning

Proactive Tax Planning with Holistiplan: Using Holistiplan, our advisors provide proactive tax planning strategies to minimize tax liabilities and maximize savings. Examples include:

For Jessica and Michael: Evaluating tax-efficient investment options, such as Roth IRAs and tax-exempt bonds. Implementing strategies for charitable giving to reduce taxable income.
For Olivia and Ethan: Utilizing education tax credits and deductions to reduce tax burdens.
For Robert and Linda: Assessing the tax implications of long-term care expenses and managing their tax strategy to reduce overall liabilities.

Collaborative Planning with Tax Attorneys: We can provide access to experienced tax attorneys who assist in crafting sophisticated tax strategies, ensuring compliance and managing the family's financial outcomes.

Ongoing Support and Communication

Efficient Communication with MyRepChat: Secure, compliant communication via MyRepChat provides timely updates and quick responses to queries.

Convenient Scheduling with OnceHub: Easy meeting scheduling through OnceHub offers convenient access to advisors.

Virtual Meetings with Zoom: Zoom allows consistent and effective communication from anywhere in the world, accommodating busy schedules.

Secure Document Management

Efficient Document Signing with Adobe eSign: The Taylor family benefits from Adobe eSign, which allows them to review and sign documents securely and efficiently, streamlining the paperwork process and reducing delays.

Comprehensive Data Gathering with PreciseFP: Our advisors use PreciseFP to gather detailed financial information, ensuring accurate and comprehensive data collection that enhances the quality of financial planning.